Calculate Your Nisab Threshold

Nisab is the minimum amount of wealth a Muslim must possess before they are required to pay Zakat. It is calculated as the value of 87.48 grams of gold or 612.36 grams of silver, whichever is lower.

Understanding Nisab Calculation

Nisab is calculated as the value of 87.48 grams of gold OR 612.36 grams of silver, whichever is LOWER. This means:

  • If gold-based Nisab is lower, it becomes the threshold
  • If silver-based Nisab is lower, it becomes the threshold
  • In most market conditions, silver-based Nisab is lower due to the higher weight requirement and lower price per gram

Important Note

This calculator helps you determine your Nisab threshold. If your wealth is below this amount, you are not required to pay Zakat. If it exceeds this amount, you should proceed to calculate your Zakat obligation.

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Your Nisab Threshold:

Calculate Your Zakat

Zakat is one of the Five Pillars of Islam, requiring Muslims to donate 2.5% of their qualifying wealth each year. Use our calculator to determine your exact Zakat obligation.

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Calculate Nisab using the calculator above

Your Zakat Calculation:

Help & Resources

How to Find Current Gold/Silver Rates

To calculate your Zakat accurately, you need to know the current market rates for gold and silver in your local currency. Here's where to find reliable rates:

  • Local Jewelers and Bullion Dealers: Visit reputable jewelers in your area who can provide current rates.
  • Central Bank Websites: Many central banks publish precious metal rates.
  • Financial News Websites: Sites like Bloomberg, Reuters, or local financial news portals.
  • Dedicated Precious Metals Websites: Sites like GoldPrice.org, Kitco, or BullionVault.
  • Mobile Apps: Apps like Gold Price Live, Bullion Tracker, or local financial apps.

It's recommended to check rates from multiple sources and use an average or the rate from where you would typically buy/sell precious metals.

Country-Specific Resources:

  • Pakistan: Karachi Sarafa Association, Taiba Gold, local jewelers
  • India: IBJA (India Bullion and Jewellers Association), Good Returns, local jewelers
  • UAE: Dubai Gold & Jewellery Group, local gold souks
  • Saudi Arabia: Local gold markets, jewelry shops in major cities
  • USA: APMEX, JM Bullion, local coin dealers
  • UK: BullionByPost, Baird & Co, The Royal Mint
  • Europe: local precious metals dealers, online platforms like GoldSilver

How to Find Official Nisab Values

Nisab values are typically announced by official Islamic authorities or government bodies, especially before Ramadan. Here's where to find official announcements:

  • Official Government Announcements: Many countries have official announcements through their Islamic affairs ministries or central banks.
  • Islamic Scholars and Councils: Reputable Islamic scholars and councils often announce Nisab values based on current precious metal prices.
  • Islamic Banks and Financial Institutions: They often publish Nisab values for their customers.
  • Mosques and Islamic Centers: Local religious institutions may announce Nisab values, especially during Ramadan.

Country-Specific Nisab Sources:

  • Pakistan: State Bank of Pakistan, Ministry of Religious Affairs
  • India: Central Wakf Council, state Islamic councils
  • UAE: Islamic Affairs and Charitable Activities Department
  • Saudi Arabia: Ministry of Islamic Affairs, Dawah and Guidance
  • USA: Islamic Shura Council of North America, local Islamic centers
  • UK: Islamic Sharia Council, Muslim Council of Britain
  • Europe: European Council for Fatwa and Research, national Islamic councils

Note: If no official announcement is available for your region, you can calculate Nisab as the value of 87.48 grams of gold or 612.36 grams of silver, whichever is lower.

How to Calculate Zakat

What is Nisab?

Nisab is the minimum threshold of wealth a Muslim must possess before they are required to pay Zakat. It is calculated based on the current value of either 87.48 grams of gold or 612.36 grams of silver, whichever is lower.

Step-by-Step Zakat Calculation

  1. Determine your Zakat date (the date your wealth first exceeded the Nisab threshold)
  2. Calculate all your zakatable assets (gold, silver, cash, investments, business assets)
  3. Subtract any immediate debts you owe
  4. Compare the total to the current Nisab value for your region
  5. If your wealth exceeds Nisab, calculate 2.5% (1/40) of the total amount
  6. Distribute this amount to eligible recipients before your next Zakat date

Frequently Asked Questions

When is Zakat due? +
Zakat is due once every lunar year (Hawl) from the date your wealth first reached the nisab threshold. For example, if your wealth exceeded nisab on the 1st of Ramadan, your Zakat will be due every year on the 1st of Ramadan.
How much Zakat do I need to pay?
The standard Zakat rate is 2.5% (1/40) of your total zakatable wealth above the nisab threshold. This rate applies to most types of wealth including cash, gold, silver, investments, and business assets.
What assets are subject to Zakat?
Assets subject to Zakat include: gold and silver, cash (in hand or in bank), investments, business assets, agricultural produce, and livestock. Personal items like your home, car, and clothing are not subject to Zakat.
Who is eligible to receive Zakat?
Zakat can be given to eight categories of people mentioned in the Quran: the poor, the needy, those employed to collect Zakat, those whose hearts are to be reconciled, those in bondage, those in debt, in the cause of Allah, and the wayfarer.
How is gold Zakat calculated for different karats?
Gold Zakat is calculated based on the weight of gold you own, adjusted for purity. For example, if you have 100 grams of 22k gold, you would calculate the Zakat on 91.7 grams (100 × 0.917) of pure gold. The calculator automatically adjusts for karat purity.
Why is the silver-based Nisab often used as the threshold?
The silver-based Nisab is often lower than the gold-based Nisab because silver has a higher weight requirement (612.36g vs 87.48g) and is typically less valuable per gram. According to Islamic principles, Nisab is the lower of the two values, so silver-based Nisab is commonly used.